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Recent Trends in Personal Auto Insurance Costs
Recently emerging cost trends in the world of personal auto insurance have disrupted an environment previously known for its underwriting profitability and predictable claim severity patterns. During the past year, we have seen increasing pure premium trends across all major coverages. What is driving these trends? Will they continue into the future? And might current private passenger automobile rating plans account for variables affecting these pure premium increases?
Autonomous Vehicles and Human Beings
So much has been written about autonomous self-driving cars (automated vehicles or AV) and all of it is simply fascinating. The technology is evolving quickly and the research in this field will affect each and every one of us in unforeseen ways. Looking back just 7-8 years ago, smartphones were being adopted by the masses. My, how our lives have changed – generally for the better, but with some definite downsides. 
Art Randolph

Florida’s Property Insurance Market

The Wind Is (Finally) Blowing

Florida’s Property Insurance Market
With Hurricane Hermine bearing down on Florida, I recognized that I could not physically do anything to assist my sister and her family in Jacksonville (or my friends and extended family throughout the state), nor my insurance company clients that admirably serve the communities that will be affected by the storm. However, Hermine obligates me to contemplate the potential impact she may have on the underwriting results and financial solvency of Florida property insurers, and how the property insurance landscape might be altered.
Roosevelt Mosley

Millennials to Baby Boomers

What Drives Differences in Consumer Perception of UBI?

Millennials to Baby Boomers
Are millennials more likely to give up their privacy for a little extra cash in their pockets? And, why is it that consumers in the U.K. are more inclined than their U.S. compatriots to place a higher value on customer service than privacy?
Katey Walker

Telematics Insurance Solutions – What’s Your Strategy?

Recent survey sheds light on consumer acceptance

Telematics Insurance Solutions – What’s Your Strategy?
Usage Based Insurance (UBI) has become a fixed presence in the insurance landscape. The recent Telematics US conference showcased a lot of new technological solutions with both personal and commercial vehicle applications. With all of the available options, the challenge insurers will face is to select the right program that aligns with their business strategy.
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