Christopher M. Holt is a Consulting Actuary with Pinnacle Actuarial Resources, Inc. in the Atlanta, GA office. He holds a Master of Science Degree in Applied Mathematics from Florida State University and Master of Science and Bachelor of Science Degrees in Mathematics from Auburn University. He has over seventeen years of actuarial experience in the property/casualty insurance industry.
Mr. Holt has considerable experience in assignments involving loss reserving, loss cost projections, risk transfer analyses, and personal and commercial lines ratemaking.
Prior to joining Pinnacle, Mr. Holt was employed by a customer service company where his responsibilities included pricing and reserving of consumer electronics and appliance warranty business. His pricing duties included developing the structure and costing for programs supporting the extended service offerings in multiple retail clients.
December 1, 2016 APEX Discussion Series
Insurance and Technology: Are You Prepared for the Coming Disruptions?
Authored by Legaré W. Gresham and Christopher M. Holt.
March 2014 - Apex Discussion Series
Service Contracts Warranties and Insurance
Authored by Christopher M. Holt.
See More »
Pinnacle was approached by a national insurer that wanted to develop a more sophisticated commercial automobile rating program. Their current commercial automobile plan was a traditional rating approach and did not take full advantage of driver, credit scoring or vehicle characteristics and the company felt they could take advantage of a significant opportunity in the market. Pinnacle, through the use of predictive modeling, assisted the carrier in designing a new rating and tiering structure, which included modifications of the rating plan, the introduction of underwriting scoring, and new territory definitions. This new structure allowed the company to have more precise rating, more adequate and yet competitive rates for a broader spectrum of risks.
Pinnacle was retained to develop a long haul trucking pricing model for risks with more than 100 powered units. Using publicly available information, a model that incorporated elements of both exposure and experience rating was developed that incorporated differences in geographic location, cargo and trailer type, radius of operations, driver characteristics, prior claims experience, prior insurer, self insured retention, driver characteristics and several other elements. The program was implemented and has become an essential part of a very successful program.
Rate Indications / Filings
A regional carrier came to Pinnacle wanting to implement an insurance score program along with rate indications for home, auto and farm. Pinnacle developed rate indications for each line, and developed an underwriting scorecard rating approach using insurance score as a critical component. The combination of implementing appropriate rates and the new rating plan enabled this company to turn their business around, become profitable and rebuild their surplus position.
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January 18, 2018
January Apex Discussion Series -
Statements of Actuarial Opinion at Year-End 2017
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Pinnacle is an actuarial firm focused on property/casualty insurance, including alternative markets, captives, self insureds, enterprise risk management, predictive analytics, commercial lines and more. We serve trucking, insurance, health care, medical professional liability, reinsurance, workers compensation, public entities and other companies and concerns.
Our services include expert witness, loss reserving, litigation support, pricing, ratemaking, rate filing, statements of actuarial opinion, feasibility studies, capital modeling and other actuarial services and products.
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