Christopher M. Holt is a Consulting Actuary with Pinnacle Actuarial Resources, Inc. in the Atlanta, GA office. He holds a Master of Science Degree in Applied Mathematics from Florida State University and Master of Science and Bachelor of Science Degrees in Mathematics from Auburn University. He has over seventeen years of actuarial experience in the property/casualty insurance industry.
Mr. Holt has considerable experience in assignments involving loss reserving, loss cost projections, risk transfer analyses, and personal and commercial lines ratemaking.
Prior to joining Pinnacle, Mr. Holt was employed by a customer service company where his responsibilities included pricing and reserving of consumer electronics and appliance warranty business. His pricing duties included developing the structure and costing for programs supporting the extended service offerings in multiple retail clients.
December 1, 2016 APEX Discussion Series
Insurance and Technology: Are You Prepared for the Coming Disruptions?
Authored by Legaré W. Gresham and Christopher M. Holt.
March 2014 - Apex Discussion Series
Service Contracts Warranties and Insurance
Authored by Christopher M. Holt.
See More »
Pinnacle was approached by a national insurer that wanted to develop a more sophisticated commercial automobile rating program. Their current commercial automobile plan was a traditional rating approach and did not take full advantage of driver, credit scoring or vehicle characteristics and the company felt they could take advantage of a significant opportunity in the market. Pinnacle, through the use of predictive modeling, assisted the carrier in designing a new rating and tiering structure, which included modifications of the rating plan, the introduction of underwriting scoring, and new territory definitions. This new structure allowed the company to have more precise rating, more adequate and yet competitive rates for a broader spectrum of risks.
Competitive Analysis - Commercial Lines
Pinnacle was approached by a major national commercial lines insurer to provide comprehensive competitive analysis of the businessowners policy (BOP) and commercial automobile insurance market places. Pinnacle’s analysis began with a comprehensive review of the products filed by the leading twenty insurers of these products examining coverage features, rating elements, tiering and scoring elements, unique coverage features and several other key product development elements. Following this initial step, Pinnacle performed detailed territory and premium comparisons for several states using a dynamic premium comparison engine that allowed investigation at the class, coverage amount and territory level of detail. The company used a batch rating feature to develop indicated rate level estimates. Mapping features looking at ranking and pricing differences were also produced. All of this information was incorporated into a countrywide overhaul of the company’s products and pricing.
Pinnacle was retained by a major national political organization to investigate the impact of several workers compensation reforms including: implementation of mandatory managed care, privatization of state workers compensation insurance funds and the permitting of private insurers to enter previously monopolistic workers compensation states. Our analysis looked at state-level differences in rate levels, insurer experience, coverage competition, the mix of medical and indemnity claims and numerous other metrics. The study was extremely well received and ultimately presented to more than half of the nation’s governors.
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October 26, 2017
October Apex Discussion Series -
Captive Insurance Hot Topics
November 02, 2017
Florida Chamber of Commerce Insurance Summit
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Pinnacle is an actuarial firm focused on property/casualty insurance, including alternative markets, captives, self insureds, enterprise risk management, predictive analytics, commercial lines and more. We serve trucking, insurance, health care, medical professional liability, reinsurance, workers compensation, public entities and other companies and concerns.
Our services include expert witness, loss reserving, litigation support, pricing, ratemaking, rate filing, statements of actuarial opinion, feasibility studies, capital modeling and other actuarial services and products.
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