Pinnacle Actuarial Resources
has developed clustering techniques for territorial analysis,
which begin with data at a very refined level, typically
zip code. The data are then smoothed and clustered in
an iterative process to form homogeneous rating territories.
We have applied these techniques to California data to
produce rating territories which comply with the California
auto rating restrictions. They have also been used to
assist insurers to design more objective and predictive
territory definitions.
Let us show you how these powerful clustering techniques
can be applied to your data to produce better territory
definitions.
For more information about Pinnacle's clustering model services,
contact us at info@pinnacleactuaries.com
