Medical Malpractice and Healthcare Industry Actuarial Services

Pinnacle has performed numerous actuarial analyses examining indicated rate levels and loss reserves for insurers, governmental insurance programs, healthcare providers and institutions providing healthcare services. These assignments have included a wide variety of organizations including:

• Patient Compensation Funds (e.g. Virginia, New Mexico, Indiana)
• Insurers (AP Capital, National Chiropractors, ProMutual, Medical Mutual of North Carolina)
• Regional physicians groups (e.g. South Georgia Physicians, McLean Area Medical Association, Physicians Staffing Ltd./Quartermane Insurance Exchange)
• Specialist groups (e.g. Jersey Emergency Medicine Society, Acute Care Inc., Hospital Professionals Limited)
• Nursing homes, residential adolescent centers (e.g. AssureCare, ResCare)
• Occupational medicine clinics (e.g. US HealthWorks)
• Out-Patient Surgical Centers (Salus/S&B Surgicenter (CA))
• Hospitals (e.g. Lawrence (MA) General Hospital, Southern Illinois University, Indiana University, Michigan State University)

We have also frequently been the actuarial experts for regulators, state medical associations and state government insurance programs on medical professional liability insurance matters.

This work has ranged from reviews of rate filings to loss reserve analyses supporting financial examinations to development of indicated rates and reserves for government insurance programs to staff training seminars.