Marijuana legalization is increasingly prevalent in the United States. Whether for medicinal or recreational use, marijuana is more acceptable these days. A greater number of physicians are prescribing it for their patients, and the U.S. marijuana industry is rapidly expanding. Yet it is still a Schedule 1 drug, as defined by the U.S. Drug Enforcement Agency (DEA). So is an employee who is either prescribed or legally using marijuana eligible to receive workers’ compensation (WC) benefits if they are injured on the job and test positive for it?

Reforms to the California workers’ compensation system implemented over the past few years have led to moderating trends in both claim frequency and claim severity. The upward trend expected in future average wage levels is also serving to lower pure premium rates. Given the relative stability in costs over the past several years, the reduction in the average pure premium rates should contribute to a healthy, vibrant and competitive market.

Another big California workers’ compensation rate reduction is coming, effective mid-year 2018. This will be the seventh straight decrease, with the last reduction taken January 1, 2018.

This past week, the Workers’ Compensation Insurance Rating Bureau of California (WCIRB) approved and released the pure premium rate filing, effective July 1, 2018. This rate reduction has not yet been approved by the California Department of Insurance, and is open to a public comment period and hearing.

The California Self-Insured Association’s (CSIA) Annual Meeting and Educational Conference took place April 3-4 at the Disneyland Hotel in Anaheim, California. Amid the bustling spring break crowd at, “The Happiest Place On Earth,” the CSIA orchestrated another sold-out event. The multitude of California self-insureds in attendance included (among others) Southern California Edison, Nordstrom and, of course, Disney.

Pinnacle Actuarial Resources, Inc. Consultants recently attended the California Workers' Compensation & Risk (CWC & Risk) Conference in Dana Point, CA. Participating in this event is a great way to keep up with changes in the workers' compensation market in the state of California. There were over 1,500 attendees, and the exhibitors included law firms, third-party administrators (TPAs), healthcare service providers and injury prevention companies. CWC & Risk 2016 focused on new workers compensation legal requirements and cost-containment challenges faced by California employers.