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Sharing is Caring... But What About the Risks?
Chris Cortner December 20, 2018 Posted in: Blog Posts, General, Homeowners, Personal Lines, Ridesharing
The ease of entry into the sharing economy has introduced new risks to many who would have otherwise been full- or part-time employees unconcerned by business operational liabilities. These days, just about anyone can be on either side of the equation – as a service provider or purchaser. Among the most popular of these activities are ride sharing, home sharing, car sharing and on-demand labor. Here are some typical risk solutions for them.
Insurance Companies and the Ride Share Market
Laura Maxwell November 18, 2015 Posted in: Blog Posts, Ridesharing
Transportation Network Companies (TNC) continue to expand by increasing the number of users and locations. Insurance industry associations, major insurance companies and TNC drafted a model bill which they sent to policymakers across the United States outlining the need for insurance to cover the three ride sharing periods. This is an opportunity for insurers to develop new products to cover this exposure. Three companies have made rate filings in California to cover this exposure.
Laura Maxwell

Ride Sharing Groups & Insurance Companies Submit Model Bill

Definitions, Clarifications for Ever-changing Market

Ride Sharing Groups & Insurance Companies Submit Model Bill
Laura Maxwell March 30, 2015 Posted in: Blog Posts, Ridesharing
Insurance industry associations, major insurance companies and transportation network companies (TNC) have drafted a model bill which they will be sending to policymakers across the United States. The letter going to policymakers is signed by Allstate, American Insurance Association, Farmers Insurance, Lyft, National Association of Mutual Insurance Companies, Property Casualty Insurers Association of America, State Farm, Uber Technologies and USAA.
Laura Maxwell

Ride Sharing & the Insurance Gap

Insurance Regulators Raise Eyebrows

Ride Sharing & the Insurance Gap
Laura Maxwell March 18, 2015 Posted in: Blog Posts, Ridesharing
Ride sharing connects drivers and passengers through a Transportation Network Companies (TNC)’s app that is installed on a passenger’s smartphone. Drivers are independent contractors and use their own automobiles to provide the ride share service through companies such as Uber, Lyft and Side Car. The popularity of TNCs have caught the attention of regulators in various jurisdictions and concerns have been raised about the adequacy of these drivers’ insurance coverage.
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