Solutions

Solutions

As a full-service actuarial firm focusing on the Property & Casualty insurance industry, Pinnacle specializes in developing the right solutions for the customers and industries we serve. Whether its captives or other alternative markets, predictive analytics, insurance company pricing and product development, loss reserving, legislative costing, litigation support, reinsurance services or more, we offer the necessary expertise, superior communication and empathetic customer service to find the right solution to drive better business decisions for your firm.

Click each of the links below to discover more about the solutions we provide to help businesses of all sizes solve problems by analyzing and managing risk.

Pinnacle understands the needs of those involved in the alternative markets, the most important of which is a desire to control insurance costs over the long term. Whether it’s a captive insurance company, large deductible program, self-insured entity, public entity pool or syndicate, an alternative market entity is a risk retention program outside the traditional commercial property and casualty market.

At Pinnacle, we recognize the “M” in ERM stands for "Management", not models. We can assist you in the initial review, design and documentation of internal economic capital models and marginal pricing frameworks.

With insurance laws and regulations constantly evolving, being alert to changes and their implications is only part of your challenge. Our experienced property/casualty actuaries can apply their expertise to help you understand the potential legislative impact in your state.

As property/casualty insurance and financial litigation continues to grow in complexity, it is essential that you have independent, credible and expert actuaries who can explain actuarial matters clearly and effectively. We can serve in all US jurisdictions, and our clients include insurers, banks, self-insured companies, captives and state insurance departments.

Loss reserving is a process of estimating reasonable accruals for the unpaid loss and loss adjustment expenses that must be posted on a balance sheet. Pinnacle tailors our analysis of indicated reserves to your particular situation. Our loss reserve analyses are used to support statements of actuarial opinion (SAOs), audit opinions, financial examinations, insurance company liquidations and rehabilitations and as expert opinions in lawsuits.

Predictive analytics is a process of analyzing data at its most granular level to help unlock descriptive information to allow you to better segment, price, market and manage the products you write. Whether you need to determine how predictive analytics can help your organization or have been using predictive analytic techniques for years, we can develop specific predictive analytic applications or act as advisors to your predictive analytics practice.

Pinnacle serves a wide variety of customers, including insurers, regulators, agents and industry associations, with industry-leading expertise for pricing and product management. As pioneers in underwriting and pricing techniques, we apply new methods to analyze loss variables with a much higher degree of accuracy.

Reinsurance transactions involves three parties—a buyer, a seller and their intermediaries. Pinnacle provides actuarial and risk management services to all three sectors and outside third parties such as auditors, regulators and rating agencies.

Pinnacle offers a number of industry-leading products that complement our customized actuarial solutions and help us fulfill our mission of Commitment Beyond Numbers. These easy-to-use products include both software applications and end-user summarized benchmark information, and allow you to analyze risks and drive better business decisions.