FCAS, MAAA
Consulting Actuary

Send email
(309) 807-2334

Download Bio
Download CV


Download vCard

Christina L. Negley

Christina Negley is a consulting actuary with Pinnacle Actuarial Resources in the Bloomington, Illinois, office. She holds a master’s degree in mathematics from Illinois State University and bachelor’s degree in mathematics from Cedarville University in Cedarville, Ohio. She began work in the property/casualty insurance industry in 2014. 

Ms. Negley has experience in assignments involving loss reserving, funding studies, loss cost projections, and captive feasibility studies. She has provided support for loss reserve analyses for commercial insurers and self-insured groups (including governmental entities) in general liability, workers’ compensation, auto liability, auto physical damage and medical professional liability coverage. She has also participated in research and analyses involving medical professional liability programs and predictive modeling for personal lines insurance.

Publications and Media

Pinnacle Welcomes New Consultants

Authored by Kendra Letang and Christina L. Negley.

June 25 2020 APEX
Effective Communication Between Actuaries and Stakeholders
Authored by Christina L. Negley.

See More »

Case Studies

Commercial Lines

Commercial Lines

Pinnacle was approached by a national insurer that wanted to develop a more sophisticated commercial automobile rating program. Their current commercial automobile plan was a traditional rating approach and did not take full advantage of driver, credit scoring or vehicle characteristics and the company felt they could take advantage of a significant opportunity in the market. Pinnacle, through the use of predictive modeling, assisted the carrier in designing a new rating and tiering structure, which included modifications of the rating plan, the introduction of underwriting scoring, and new territory definitions. This new structure allowed the company to have more precise rating, more adequate and yet competitive rates for a broader spectrum of risks.

Rate Indications / Filings

Rate Indications / Filings

A regional carrier came to Pinnacle wanting to implement an insurance score program along with rate indications for home, auto and farm. Pinnacle developed rate indications for each line, and developed an underwriting scorecard rating approach using insurance score as a critical component. The combination of implementing appropriate rates and the new rating plan enabled this company to turn their business around, become profitable and rebuild their surplus position.

Workers' Compensation

Workers' Compensation

Pinnacle was retained by a major national political organization to investigate the impact of several workers compensation reforms including: implementation of mandatory managed care, privatization of state workers compensation insurance funds and the permitting of private insurers to enter previously monopolistic workers compensation states. Our analysis looked at state-level differences in rate levels, insurer experience, coverage competition, the mix of medical and indemnity claims and numerous other metrics. The study was extremely well received and ultimately presented to more than half of the nation’s governors.

Start a Conversation

At Pinnacle, we partner with you to explore whatever path it takes to find the answers you need.

Learn More


In the news

From the Blog