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A decade ago, autonomous vehicles (AVs) seemed like a futuristic gimmick, out of reach.
Today, however – although the word “autonomous” might suggest otherwise – most people drive some sort of AV. Various rate filings, both for commercial and private passenger auto, give an idea of how autonomous vehicles are being priced with regard to insurance. Although rate filings do not exist for fully autonomous vehicles, many filings offer discounts for having an autonomous feature attached to the vehicle.
This raises the question – would fully autonomous vehicles be even more cost-effective with regard to insurance?
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