Captives Filling the Void for Homeowners Insurance
A fundamental change is coming to captive insurance. For the first time, a captive domicile, Utah, is allowing captives to provide personal lines of insurance. Learn more about how this change impacts homeowners and the future of the homeowners insurance industry.
Register for the next Pinnacle APEX Webinar
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In actuarial modeling, transparency is crucial for constructing effective models and translating complex results into actionable business insights. This Pinnacle APEX Webinar will discuss the advanced methods for interpreting "black box" machine learning models, focusing on tools like SHAP and LIME. Pinnacle’s Consulting Actuaries Kunshan Yin, Joseph Sveda and Data Scientist Erool Palipane will explore the calculation and application of these tools, demonstrating how they can be leveraged to enhance model interpretability, ensure regulatory compliance and improve decision-making.
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Insights from Pinnacle
Technology Can Foster Collaboration Between Insurers and Actuaries. Here’s How
Learn how tech tools are making it easier to improve insurance outcomes.
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Auto Physical Damage: Pricing, Reserving and Current Trends
A Pinnacle University team looked at the state of the auto physical damage insurance market.
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Unraveling the Vesttoo Mystery
Navigating the twists and turns of financial fraud.
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NAIC Endorses a Model Bulletin Regarding the Utilization of AI within the Insurance Sector
This bulletin is a call to action for insurers to demonstrate their commitment to using AI.
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Expected Adverse Deviation
Expected adverse deviation can be a risk management tool well beyond assessing risk distribution.
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Pinnacle Announces Addition of Three Consulting Actuaries
Three new consultants join Pinnacle's consulting staff.
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Recognizing and Dealing with Stress and Burnout
Most successful consultants have felt burned out, but how you manage it can make a difference.
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Location, Location, Location: Focusing on Domicile Selection for New & Existing Captives
A well-chosen domicile can have tremendous bearing on the success of a captive insurance company.
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Captive Manager Licensing: Worth the Cost?
Rob Walling and co-authors weigh the pros and cons of captive manager licensing.
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Assuming the Mantle
Roosevelt Mosley looks forward as Pinnacle's new managing principal.
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Captives Filling the Void for Homeowners Insurance
A fundamental change is coming to captive insurance in Utah.
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4 minutes
Passing The Torch
As it transitions to a new managing principal, Joe Herbers reflects on Pinnacle’s past and future.
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5 minutes
Having Celebrated 10 Great Years, Pinnacle University Starts a New Decade
An innovative development program celebrates 11 years.
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5 minutes
Pinnacle Actuarial Resources Hosts Pinnacle University
The 11th year of Pinnacle's unique development program.
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So—You’re a Florida Property Actuary and SB 2-A Has Passed. Now What?
Breaking down the latest in the most dynamic market in the country.
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Every form of communication I have received from Pinnacle has been comprehensive and succinct.
Our Solutions
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Alternative MarketsWhether a captive, public entity pool, self-insured entity or other, alternative markets programs share the need to control insurance costs over the long term. Pinnacle is a leader in providing actuarial consulting services for this large segment.
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Enterprise Risk Management (ERM)Pinnacle has decades of experience in solutions for ERM and can assist in initial review, design and documentation of internal economic capital models and marginal pricing frameworks, among other services.
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Legislative CostingPinnacle’s experienced property/casualty actuaries help you understand the potential legislative impact in your state, and our costing studies of proposed legislation can help policy makers understand legislative implications.
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Litigation Support/Expert WitnessProperty/casualty insurance and financial litigation continues to grow in complexity, and Pinnacle’s you independent, credible and expert actuaries can testify and explain actuarial matters clearly and effectively.
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Loss ReservingPinnacle is a leader in the evaluation of indicated accruals for unpaid claims liabilities and other reserves held by companies for financial reporting purposes. Our consultants take leadership positions in professional committees that promulgate standards for loss reserving and are active participants in discussions pertinent to such services. We rely both on both traditional methodologies and innovative techniques that may be warranted given circumstances of the particular assignment.
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Predictive AnalyticsPredictive analytics is a key contributor to the success of personal and commercial insurers of all. As recognized leaders in predictive analytics, pricing and underwriting, Pinnacle has managed hundreds of projects for insurers of all sizes, from top 10 property and casualty insurance companies to small insurers.
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Pricing/Product ManagementPinnacle serves a wide variety of customers, including insurers, regulators, agents and industry associations, with industry-leading expertise for pricing and product management.
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ReinsurancePinnacle consultants have a tremendous breadth of reinsurance experience. From reinsurance pricing and reserving, to reinsurance underwriting and catastrophe modeling applications, we always strive to learn about your unique business operations and apply our expertise to provide solutions you need.
Our Industries
Pinnacle's experienced consultants know the unique requirements of the agriculture industry--developing rates for Farm Bureau-related insurance products, federal crop insurance programs, ongoing loss reserve analyses, funding and feasibility studies for single parent and group captives, reciprocals and risk retention groups, or other agriculture-related issues, Pinnacle can provide the tools and solutions you need to drive better business decisions and address your toughest challenges.
Contractors understand how insurance costs can adversely affect their ability to remain in business. We serve the entire spectrum of risks from heavy civil exposure to general contractors to artisan contractors. The exposure to liability and workers compensation risk is challenging but the manner in which such costs can be measured and controlled is where Pinnacle adds considerable value.
No industry is changing as quickly or fundamentally as health care. At the same time, escalating medical professional liability costs have become a critical issue for health care providers and those seeking to improve health care value and outcomes.
Manufacturers face numerous liability exposure—premises and operations, product liability, workers compensation, property and commercial auto exposure and more. We consider the multitude of your real world operations exposure and circumstances to the maximum extent possible. We measure the impact of techniques such as loss prevention, loss control, risk management, and safety programs essential to keeping costs in check.
Our clients are among the leaders in the staffing industry. We're experts in analyzing unique characteristics of programs — from single parent captive liabilities to large self-insured retention liabilities. We customize expert solutions that address your specific challenges.
Pinnacle knows that the transportation industry includes a wide variety of companies that face constant liability exposures. Pinnacle provides the tools and solutions your business needs to succeed, irrespective of industry segment.