Defining Discrimination and Quantifying Disparate Impact in Insurance

For this Pinnacle APEX webinar, Pinnacle Senior Consulting Actuaries Gary Wang and Michael Chen provided 2025 updates on the current state of discussions on the issue of fairness in insurance. Gary and Michael explored balancing accurate risk differentiation with equitable treatment when rating variables are restricted or banned by regulation. Using a collection of foundational synthetic examples, they presented an analysis of various scenarios under imposed regulatory actions.

Join Pinnacle Principals and Consulting Actuaries Derek Freihaut and Aaron Hillebrandt as they provide an annual look at the changes of Statements of Actuarial Opinion (SAOs) for the year-end 2024. In this webinar, Derek and Aaron will discuss new SAO requirements and issues that actuaries may expect to manage this year.

Generalized Additive Models (GAMs) are a powerful tool for actuaries, offering a flexible, data-driven approach to modeling continuous variables while maintaining interpretability and avoiding overfitting. They provide a natural extension to Generalized Linear Models (GLMs), with many shared techniques and methods, making GAMs a useful addition to the actuarial toolkit. In this Pinnacle APEX Webinar, Senior Consulting Actuary Radost Wenman will provide a high-level conceptual overview of GAMs, highlighting their role as an extension of GLMs for modeling nonlinearity in continuous variables