ACAS, MAAA, CERA
2021: Year of the Employee
Dec 30, 2021
Changing Hearts and Minds
Jun 28, 2021
Looking Back and Moving Forward
Dec 30, 2019
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Joe Herbers is Pinnacle’s managing principal with more
than 35 years of consulting experience. His practice is concentrated in
providing loss reserving and funding studies for a wide variety of entities –
both traditional insurance companies and alternative market entities. Joe’s areas
of focus include policyholder-owned group captives, large deductible and/or
self-insured entities and public entity pools.
His skill set includes loss reserving for all lines of
business, hands-on interaction with alternative market entities, networking
with service providers and traditional ratemaking for all types of property/casualty
insurance exposure. Joe serves on the Employers Advisory Committee of the
Casualty Actuarial Society (CAS) and was a long-term member and chair on the
American Academy of Actuaries (AAA) Committee on Property Liability Financial
Reporting (COPLFR). He is a regular speaker at industry events.
September 2020 APEX Webinar
Group Captives 101
Authored by Joseph A. Herbers.
January 2020 APEX
Statements of Actuarial Opinion at Year-End 2019
Authored by Joseph A. Herbers and Aaron N. Hillebrandt.
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Pinnacle was asked to provide a legislative costing analysis and expert testimony regarding proposed legislation that would substantially expand coverage for construction defects in Oregon. Pinnacle’s study and testimony focused not only on the current conditions of the contractors’ liability insurance market compared to other states, but also the historical changes seen when other states made similar changes. Our analysis also focused on the relationship between home warranties and commercial general liability insurance policies and how these risk mitigation techniques differ over time after a home is completed.
Liquidation - Workers Compensation
Pinnacle was retained by the liquidator of a monoline workers' compensation carrier to estimate outstanding liabilities and provide expert testimony in support of the loss reserve estimation.
Low Cost Auto
Pinnacle was retained by an industry trade organization to provide an independent review of the proposed costing of a new private passenger auto insurance program for low income insureds. The project included working in an open session with legislators and public members to arrive at a workable rate and classification plan for the new program.
At Pinnacle, we partner with you to explore whatever path it takes to find the answers you need.
July 17, 2022
Farm Bureau Actuarial Conference
July 21, 2022
July APEX Webinar -
Causes of Recent Adverse Development