Jessica brings deep expertise in pricing, reserving, product strategy and regulatory support across personal and commercial insurance lines. She has a strong track record of helping carriers make confident, data-driven decisions through rigorous analysis, clear communication and a practical understanding of how actuarial insights translate into business results.
Jessica’s reserving experience includes catastrophe incurred but not reported (IBNR) estimation, large loss payment pattern analysis, liquidity assessments and the development of new reserving studies. She has prepared reserve recommendations across multiple lines, built and reconciled complex actuarial exhibits, and supported internal and external audits through detailed process documentation. Her work is frequently used by senior leadership to evaluate reserve adequacy, capital needs and emerging loss trends.
Jessica has developed homeowners rate indications, actuarial cost estimates and competitive analyses that guide strategic rate actions. She has led the development of rate proposals using internal indications and market intelligence, prepared state filing documentation and partnered with underwriting to ensure profitable growth.