Expertise
Focused on pricing and product development, Michael develops homeowners, private passenger auto, farmowners, crop insurance and commercial lines pricing solutions through the design and implementation of advanced predictive models.
Michael works extensively on the application of advanced statistical modeling techniques to the insurance process. His experience in predictive analytics applications includes rating and underwriting plan design, homeowners by peril analyses, auto vehicle characteristics analyses and scorecard development, territory boundary development and commercial lines pricing. Michael has made numerous presentations on topics relating to predictive analytics, its application to insurance and professionalism.
Michael performs traditional actuarial analyses, including overall rate level indications, rate and rule filings, regulatory support and assessment of company financial experience. He develops risk classification plans through assessment of underwriting profitability, competitive analysis and research of insurance laws.
He has also designed custom underwriting scorecards, developed claim triage scorecards, peer-reviewed and advised companies on their analytics processes, and performed loss reserving analyses.
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