
Title insurance is a very unique product, and it differs from property casualty insurance in several ways. Title insurance is focused on risk prevention, whereas traditional property casualty insurance is focused on risk assumption.Title insurance covers past losses incurred before the policy effective date, while property/casualty insurance covers future events incurred while the policy is in-force.
Pinnacle title experts provide our clients with a range of title services, with a commitment to customer service and enabling Better Business Decisions.
Core title insurance services include:
- Funding Analyses
- Retention Optimizations
- Mergers, Acquisitions, Divestures
- Loss Reserving
- Collateral Negotiations
- Statements of Actuarial Opinion
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Title Insurance Experts
Title Insurance Services
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BenchmarkingPinnacle strives to construct benchmarks for any analysis, whether ratemaking, loss reserving or some other use, as close as possible to replicating the nature of the underlying data being reviewed.
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Catastrophe Exposure ManagementPinnacle can assist you in controlling your property catastrophe exposure by determining the impact of policy changes, including deductibles, or reviewing geographic areas where exposures are driving your reinsurance purchases.
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Catastrophe Modeling OutputPinnacle has experience working with model output from all the major catastrophe modelers for hurricane, other wind, earthquake and fire, and making recommendations for rating plans, territory boundaries, catastrophe loads, rate filings, and reinsurance/risk financing structures.
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Class Factor AnalysisPinnacle helps insurers identify rating plan elements that can be more appropriately priced or added for additional risk segmentation.
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Competitive AnalysisPinnacle has a powerful set of competitive analysis tools that provide in-depth market analyses and enable comparison of premiums, rating factors and tiering plans, often with mapping and batch rating capabilities.