The Ins and Outs of IBNR: Read Pinnacle's White Paper
Actuaries allocate aggregate incurred but not reported (IBNR) reserve amounts by business unit, division or member. This paper explores several different approaches actuaries must consider when allocating IBNR reserves, including the practical basis of those allocations, the strengths and weaknesses of different allocation approaches and more. You can download the IBNR White Paper in its entirety (for free, registration required).

Read Pinnacle's 2023 RRG Benchmarking Study
Since 2018, Pinnacle’s RRG Benchmarking Study has been an invaluable resource for the risk retention group market. Our latest study includes updates and key observations about the latest in RRG data. You can download the RRG Benchmarking Study in its entirety (for free, registration required).

Pinnacle's Commitment to Preserving the Confidentiality of Client Data
Insights from Pinnacle

Management's Guide to Evaluate Actuarial Loss Reserves - A Pinnacle and Johnson Lambert White Paper

Predictive Data Modeling: Understanding the Value and Limitations of Imputing Race and Ethnicity

Top 10 Auto Physical Damage Cost Drivers

How Inflation Impacts Insurance Claims and How Actuaries Can Step In to Help

Florida Market Challenges

Interview with Roosevelt Mosley: Pinnacle Scores Again

Increasing Costs for Public Entities

Wildfires: A Rising Risk

States Are Starting to Scrutinize Bias
Every form of communication I have received from Pinnacle has been comprehensive and succinct.
Our Solutions
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Alternative MarketsWhether a captive, public entity pool, self-insured entity or other, alternative markets programs share the need to control insurance costs over the long term. Pinnacle is a leader in providing actuarial consulting services for this large segment.
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Enterprise Risk Management (ERM)Pinnacle has decades of experience in solutions for ERM and can assist in initial review, design and documentation of internal economic capital models and marginal pricing frameworks, among other services.
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Legislative CostingPinnacle’s experienced property/casualty actuaries help you understand the potential legislative impact in your state, and our costing studies of proposed legislation can help policy makers understand legislative implications.
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Litigation Support/Expert WitnessProperty/casualty insurance and financial litigation continues to grow in complexity, and Pinnacle’s you independent, credible and expert actuaries can testify and explain actuarial matters clearly and effectively.
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Loss ReservingPinnacle is a leader in the evaluation of indicated accruals for unpaid claims liabilities and other reserves held by companies for financial reporting purposes. Our consultants take leadership positions in professional committees that promulgate standards for loss reserving and are active participants in discussions pertinent to such services. We rely both on both traditional methodologies and innovative techniques that may be warranted given circumstances of the particular assignment.
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Predictive AnalyticsPredictive analytics is a key contributor to the success of personal and commercial insurers of all. As recognized leaders in predictive analytics, pricing and underwriting, Pinnacle has managed hundreds of projects for insurers of all sizes, from top 10 property and casualty insurance companies to small insurers.
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Pricing/Product ManagementPinnacle serves a wide variety of customers, including insurers, regulators, agents and industry associations, with industry-leading expertise for pricing and product management.
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ReinsurancePinnacle consultants have a tremendous breadth of reinsurance experience. From reinsurance pricing and reserving, to reinsurance underwriting and catastrophe modeling applications, we always strive to learn about your unique business operations and apply our expertise to provide solutions you need.